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You can tell the card issuer by phone, email or letter. Your card issuer has no right to insist that you ask the company taking the payment first. They have to stop the payments if you ask them to.
- Can I reverse a payment on a credit card?
- How long do you have to cancel a credit card transaction?
- Can I cancel a credit card payment if I change my mind?
- Can I ask my credit card company to reverse a payment?
Can I reverse a payment on a credit card?
Yes, the credit card company will issue a refund if you cancel a payment after making it. You will have to call the credit card customer care of your bank to get this done.
How long do you have to cancel a credit card transaction?
You'll have at least 60 days to dispute a transaction if there's a billing error or fraud. But if there's an issue with a product or service that you bought, you might have up to 120 days to initiate a chargeback.
Can I cancel a credit card payment if I change my mind?
Cancellation of Purchase – As a credit cardholder, you have the option of cancelling any transaction that you may have made using your card online or at physical stores. You can either cancel the transaction directly or demand a chargeback.
Can I ask my credit card company to reverse a payment?
If you're not satisfied with the merchant's response, you may be able to dispute the charge with your credit card company and have the charge reversed. This is sometimes called a chargeback. Contact your credit card company to see whether you can dispute a charge.
